Cruise travel insurance

It is mandatory for all guests booking in the UK* to have suitable travel insurance cover in order to cruise with us. Read on, or use the shortcuts below, to find everything you need to know about travel insurance for a stress-free Cunard voyage.

*Please note that these insurance requirements are applicable to all guests booking in the UK through our website, a UK travel agent, or by calling our UK Customer Contact Centre, regardless of nationality, country of residence or passport country of issue. If you do not arrange the required travel insurance, you may be denied boarding.

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Arrange travel insurance with our preferred provider, Holiday Extras, to ensure you're covered for your voyage.

Get a quote

Why is travel insurance important?

For many significant purchases in your life, insurance is essential. Holidays are no different. Travel insurance ensures you can relax and enjoy your holiday with peace of mind that you’re covered in the event something should go wrong. This includes unforeseen incidents before your holiday, while travelling or while you’re away.

If you require healthcare when ashore in our destinations, this may differ from what you are used to in your country. In some instances, you may be required to pay upfront for healthcare needs. Therefore, it is essential to have appropriate travel insurance cover in place.

Your voyage with us

At the terminal, you will be asked to confirm you have travel insurance. It is your responsibility to ensure you have appropriate cover in place for the duration of your holiday.

Please note: If you’re unable to confirm you have arranged insurance, you may be denied boarding at your own expense.

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Bring proof of your travel insurance

You may be asked for proof of your travel insurance. Please ensure you bring either a printed or digital copy of your insurance documentation. This must confirm coverage for the named travellers over the entire duration of your trip.

Choosing the right level of cover

Make sure your insurance provides cover for:

A cruise holiday
The full length of the trip
All of the destinations you’re visiting (If in doubt, choose worldwide cover)

Essential insurance requirements when travelling with us

Your insurance must include medical and repatriation cover of not less than £2 million, including:

Emergency evacuations
Full cover for pre-existing medical conditions in the countries you are due to visit

Important reminders

Declare any pre-existing medical conditions
Read each policy thoroughly to make sure you have the cover you need
If you are going on more than one holiday this year, consider choosing an annual or multi-trip policy to cover you long-term
We would also recommend that you have adequate cancellation cover to cover the cost of your trip

We’ve partnered with Holiday Extras to offer travel insurance tailored specifically for our holidays.

Holiday Extras provides cruise-specific travel insurance policies – ideal for your next voyage. One of the key benefits of this specialist cover is that it includes features most standard travel insurance policies don’t, such as missed ports, missed shore experiences, and cabin confinement. You can choose from three levels of cover, bronze, silver or gold

Get a quote

If you have pre-existing medical conditions, tailored options are also available from Holiday Extras.

To find out more, visit the Holiday Extras website below or call 0333 038 9766 and quote CUNHX.

All policies offered by Holiday Extras meet the minimum requirements required by Cunard.

Visit Holiday Extras

Your travel insurance FAQs answered

We know that cruising in the current times can come with lots of different questions. Holiday Extras have answered the most frequently asked questions regarding the company’s cruise cover insurance policies.

Most general travel insurance policies don’t cover cruises, and will include a general exclusion such as “this policy will not cover you for any loss, damage, cost or expense directly or indirectly caused by any trip on sea-going cruise ships.”

Cruise cover is important for guests to have because it makes sure all sections of the travel insurance policy are operative while on a cruise holiday.

At Holiday Extras, our cruise cover will also extend to include specific cruise benefits such as:

Missed port benefit, paid on a per port basis, usually to a maximum limit.
Cabin confinement benefit, paid on a per day basis up to a maximum limit.
Missed excursion cover in the event that you are confined to your cabin and unable to participate in a pre-booked excursion.
Additional personal effects and baggage to supplement the limit under the standard policy cover.
Evening wear cover.

If you’ve bought insurance through Holiday Extras and need to cancel your trip, you’ll be able to move your policy to another date or cancel your policy. If you cancel during your policy's initial 14-day cooling-off period, you'll be eligible for a full refund, providing you haven't travelled or intend to make a claim.

Cancellations outside of the 14-day cooling-off period won't be eligible for a refund, but discretion may be applied depending on your circumstances.

Holiday Extras has over 30 years’ experience selling travel insurance. We are proud to be featured in the FCA-approved Money Advice Service travel insurance directory and have won best insurance provider at the Travel Weekly Globe awards for the past 12 years running. We also have an excellent rating on Trustpilot. We have developed our specifically-tailored Cruise Insurance product in conjunction with all the largest cruise lines, offering Covid-19 cover as standard on all policies, with no upper age limit on single trip policies.